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Default Guarantees of a German State Guarantee Bank – Guarantee without Bank Intermediary Grant

••••• organisation

An organisation

In context

This call is open to small and medium-sized businesses and startups. Funding is a loan. Coverage is read from the notice itself: Germany. The funder accepts early-stage applicants.

Summary

This is a guarantee programme offered by a German state-level guarantee bank that provides default guarantees to businesses, enabling them to access financing without requiring a bank intermediary. The programme supports small and medium-sized enterprises in Bavaria by reducing lending barriers through government-backed credit guarantees.

Summary by Raise Lens from the official notice · 18 Sept 2026Accurate?

About this grant

The Bürgschaftsbank Bayern (Bavarian Guarantee Bank) provides default guarantee coverage for small and medium-sized enterprises (SMEs) in the sectors of trade, crafts, hotels and catering, and horticulture that lack sufficient bank-acceptable collateral. The programme supports loans from credit institutions, savings banks, and insurance companies for economically viable projects. …

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Frequently asked questions

How much funding does this grant offer?
Default Guarantees of a German State Guarantee Bank – Guarantee without Bank Intermediary offers $28K – $1.4M.
Who can apply for Default Guarantees of a German State Guarantee Bank – Guarantee without Bank Intermediary?
Eligibility covers organisations in DE; sme, startup. The full eligibility conditions are part of the Pro detail.
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Quick facts

Budget$28K – $1.4M
EligibilityDE
Org typessme, startup
Last verified18 Sep 2026